Florida's Trusted Real Estate Surplus Recovery Specialist
Nes Velazquez helps Florida homeowners recover surplus funds from foreclosure sales. With over $50 million in Foreclosure Surplus funds remaining unclaimed each year, Nes provides ethical, transparent service with zero upfront costs—you only pay when you win!
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What Is Real Estate Surplus Recovery?
Real estate surplus recovery is the legal process of reclaiming excess funds generated when your foreclosed property sells for more than what was owed. These funds are rightfully yours, but many Floridians never learn they exist or how to claim them.
Surplus Funds Explained
Your Money Is Waiting
When a Florida home is foreclosed and sold at auction for more than the outstanding mortgage and liens, the extra money—called surplus funds—belongs to the former homeowner. This can amount to tens of thousands of dollars.
Unfortunately, most homeowners don't know they have a legal right to claim these surplus funds. The system doesn't make it easy, and time limits apply. That's where Nes Velazquez steps in to fight for what's rightfully yours.
Why Surplus Funds Go Unclaimed
Lack of Notification
Trustees and county clerks often fail to adequately notify rightful owners about available surplus funds, leaving money on the table.
Complex Legal Process
Confusing paperwork, strict deadlines, and bureaucratic hurdles prevent many homeowners from successfully navigating the claim process.
Time Limitations
Florida law imposes tight deadlines—typically 60 days—to file surplus claims, and missing the window means losing your funds forever.
Your Home Sold — But Did You Get What You're Owed?
Thousands of Florida homeowners walk away from foreclosure never knowing they left money behind. Don't let that be your story. Nes Velazquez specializes in recovering those hidden surplus funds and putting them back in your pocket where they belong.
Meet Nes Velazquez
Florida's Preferred Surplus Recovery Specialist
Nes Velazquez's Story
Fighting for Floridians
Nes Velazquez has dedicated almost two decades to helping people through financial services, success coaching & homeowners. Nestor's focused has shifted to helping homeowners recover surplus funds from foreclosure sales.
His deep understanding of Florida foreclosure law, combined with unwavering ethical standards, has made him the state's most trusted surplus recovery specialist.
Nes built his reputation on transparency, relentless advocacy, and a personal commitment to every client. He knows the pain of foreclosure and believes every homeowner deserves to reclaim what's rightfully theirs—with dignity and without upfront costs.
Why Clients Trust Nes
$3.2M+
Total Recovered
Millions in surplus funds returned to Florida homeowners over the past decade
500+
Successful Cases
Hundreds of families helped regain financial stability after foreclosure
100%
Personal Service
Nes handles every case personally from initial evaluation to final payment
Unlike large firms that treat clients as case numbers, Nes provides personalized attention to every homeowner. He answers your calls, explains each step clearly, and fights tirelessly to maximize your recovery. His track record speaks for itself.
Client Spotlight: Maria's $25,000 Recovery
"I lost my home and thought I lost everything. Then Nes called and told me about surplus funds I didn't even know existed. He handled everything—I didn't pay a penny upfront. When that $25,000 check arrived, I cried tears of joy. Nes gave me hope when I had none."
— Maria Rodriguez, Tampa, FL
Maria's story is just one of hundreds. After foreclosure, she assumed all was lost. Nes discovered $45,000 in surplus funds, filed the claim, fought off competing claimants, and secured full recovery. Maria kept $31,500 after the contingency fee—money that helped her rebuild her life with zero risk or upfront cost.
How Nes's Surplus Recovery Service Works
Recovering surplus funds can be complex, but Nes makes it simple. His proven three-step process ensures you get every dollar you're owed without stress, confusion, or upfront expense. Here's how it works from start to finish.
No Upfront Fees — Pay Only When You Win
0%
Upfront Cost
You pay nothing to get started—no retainers, no hidden fees, no surprises
30%
Contingency Fee
Nes earns only when you win—a fair 30% of recovered funds
70%
You Keep
You keep 70% of every dollar recovered—money that's rightfully yours
This contingency-based model means zero financial risk for you. If Nes doesn't recover your surplus funds, you owe nothing. It's that simple. Nes only succeeds when you succeed, aligning his interests perfectly with yours.
Step 1: Free Case Evaluation
Discover What You're Owed
The process begins with a comprehensive, no-obligation case evaluation. Nes reviews your foreclosure details, auction sale records, and outstanding liens to determine if surplus funds exist and how much you may be entitled to recover.
This initial assessment is completely free and typically completed within 24-48 hours. You'll receive a clear, honest evaluation with no pressure to move forward. Knowledge is power, and Nes believes every homeowner deserves to know if money is waiting for them.
Step 2: Claim Filing & Legal Representation
01
Document Preparation
Nes gathers all required legal documents, including foreclosure sale records, property deeds, and lien information.
02
Official Filing
He prepares and files your surplus claim with the appropriate Florida court and trustee, ensuring compliance with all deadlines and requirements.
03
Legal Advocacy
Nes handles all disputes, competing claims, court hearings, and negotiations on your behalf—you never face the system alone.
04
Ongoing Communication
Throughout the process, Nes keeps you informed with regular updates so you always know exactly where your case stands.
Step 3: Funds Recovery & Fast Payment
Once the court approves your claim, Nes ensures the surplus funds are transferred securely and promptly. The typical timeline from foreclosure sale to funds in your account is 60 to 90 days, though complex cases may take longer.
After deducting the 30% contingency fee, Nes wires or checks the remaining 70% directly to you. No games, no delays—just your money, back where it belongs. Many clients are shocked at how seamless the process becomes with an experienced advocate handling the details.
No Upfront Fees. No Stress. Just Your Money.
With Nes Velazquez, recovering surplus funds is risk-free and hassle-free. You focus on rebuilding your life while Nes fights for every dollar you're owed. That's the promise of true contingency-based advocacy.
Why Choose Nes Over Others?
The surplus recovery industry is crowded with firms making big promises. But not all specialists are created equal. Here's why discerning Florida homeowners choose Nes Velazquez over the competition.
Transparent & Ethical Service
No Hidden Fees
The 30% contingency fee is clearly explained upfront—there are no surprise charges, add-ons, or fine print traps.
Clear Communication
Nes believes in plain English, not legal jargon. You'll always understand what's happening with your case and why.
Ethical Advocacy
Nes operates with unwavering integrity, adhering to the highest professional standards and treating every client with respect and dignity.
Deep Florida Foreclosure Expertise
In-House Legal Knowledge
Nes has mastered Florida's complex foreclosure and surplus recovery laws through years of hands-on experience. He knows the statutes, court procedures, and trustee requirements inside and out—knowledge that translates directly into higher recovery rates for clients.
His expertise extends to navigating disputes with competing claimants, junior lienholders, and uncooperative trustees who try to delay or deny legitimate claims.
Proven Track Record
Nes has successfully fought hundreds of cases against aggressive lienholders and institutional trustees who tried to block homeowners from their rightful funds. His win rate speaks volumes about his legal acumen and determination.
When obstacles arise—and they often do—Nes has the experience and tenacity to overcome them and secure your money.
Personalized Attention
You're Not a Case Number
Unlike large recovery firms that shuffle cases between paralegals and junior associates, Nes personally manages every client relationship from initial consultation to final payment. When you call, you speak with Nes—not a call center.
This personal touch means faster responses, better communication, and someone who genuinely cares about your outcome. Nes remembers your name, your story, and your goals. That level of service is rare in today's automated world.
Common Questions About Surplus Recovery
Surplus recovery raises many questions for homeowners navigating the aftermath of foreclosure. Here are clear, honest answers to the questions Nes hears most often from Florida residents seeking to understand their rights and options.
Frequently Asked Questions
Do I qualify for surplus funds?
If your Florida home was foreclosed and sold at auction for more than what was owed on the mortgage and liens, you likely qualify. Nes can confirm eligibility with a free case review.
How long do I have to claim?
Florida law typically requires surplus claims within 60 days after the foreclosure sale. Missing this deadline means losing your funds forever—time is critical.
What if I have other liens or debts?
Junior liens and creditors may complicate claims, but Nes specializes in fighting through these obstacles to maximize your recovery despite competing interests.
How much can I recover?
Amounts vary widely—from a few thousand to over $100,000—depending on your property's sale price and outstanding debts. Nes provides a clear estimate during evaluation.
What if I've moved out of state?
No problem. Nes handles cases for former Florida residents now living anywhere. Distance doesn't prevent you from claiming what's rightfully yours.
Is there any risk to me?
Zero. With no upfront fees and a contingency-only structure, you have nothing to lose and potentially thousands to gain. If Nes doesn't win, you pay nothing.
Don't Miss Your Window to Claim
Florida's 60-day deadline is unforgiving. Once it passes, your surplus funds are gone forever—absorbed by the county or awarded to other claimants. Every day matters. Contact Nes today for a free evaluation and protect your right to recovery before time runs out.
Real Stories, Real Recoveries
Numbers tell one story, but personal experiences reveal the true impact of Nes Velazquez's work. These testimonials come from real Florida homeowners who reclaimed their financial futures with Nes's expert guidance and unwavering support.
What Clients Say
"Nes recovered $72,962 for me with zero upfront cost. I couldn't believe how easy it was. He answered every question, handled all the paperwork, and kept me updated throughout. Professional and compassionate—I highly recommend him."
— Carlos M., Jacksonville
"After losing my home, I felt defeated. Nes gave me hope and delivered results. He got me my money when no one else could. His integrity and expertise are unmatched. I'm forever grateful."
— Linda S., Orlando
"I was skeptical at first, but Nes proved himself quickly. He recovered $38,156 that I didn't even know existed. The process was smooth, transparent, and stress-free. He's the real deal."
James T., Fort Myers
Recent Case Results
$65,247 Recovered
Tampa homeowner facing bankruptcy received life-changing surplus funds last month, allowing her to pay off debts and start fresh.
$41,314 Reclaimed
Miami family with three children recovered funds they didn't know existed, providing crucial financial stability after foreclosure.
$52,722 Secured
Fort Lauderdale retiree won a complex case against multiple competing claimants, thanks to Nes's tenacious legal advocacy.
These results represent real people who took action and trusted Nes to fight for their rights. Hundreds of Floridians have regained financial footing after foreclosure with Nes's help. You could be next.
Take Action Now
Your Surplus Funds Are Waiting
Every day you wait is a day closer to losing your claim forever. Florida's strict deadlines don't pause for hesitation. Your surplus funds exist right now, but they won't wait indefinitely. Take the first step today.
Why Wait? Start Your Free Evaluation Today
Zero Risk, Maximum Reward
You have nothing to lose and potentially tens of thousands of dollars to gain. Nes's free case evaluation will tell you exactly what you're owed and how to claim it—with no obligation and no upfront cost.
The clock is ticking on your eligibility. Don't let uncertainty or fear keep you from money that's rightfully yours. Nes Velazquez is ready to fight for your surplus funds starting today.
How to Get Started
Fill Out the Contact Form
Provide basic information about your foreclosure—it takes less than 3 minutes and requires no sensitive financial data.
Receive Free Case Review
Nes will evaluate your case within 24-48 hours and contact you with a clear assessment of your surplus fund eligibility and potential recovery amount.
Let Nes Handle Everything
If you choose to move forward, Nes manages the entire claim process while you focus on rebuilding your life. No stress, no paperwork, no upfront fees—just results.
Contact Nes Velazquez
Serving All Florida Counties
Nes provides trusted surplus recovery expertise throughout the entire state of Florida, from the Panhandle to the Keys. No matter where your foreclosed property was located, Nes has the local knowledge and statewide connections to recover your funds.

Phone: 929-500-1503
Email: Nes@peopleinprofit.com
Office Hours: Monday–Friday, 9 AM–6 PM EST

Prefer to reach out online? Fill out the quick contact form and Nes will respond within one business day with your free case evaluation.
Your Money. Your Rights.
Nes Velazquez Will Get It Back for You.
No Upfront Fees
Pay nothing to get started—only a fair 30% contingency fee when you win
Florida's Preferred Specialist
Over a decade of experience and millions recovered for homeowners statewide
Act Now
Don't leave your money on the table—claim it today before the deadline passes